Comprehensive Solutions for FinTech Success
Stable Bank Account.
Automated Global
Regulatory Compliance.
Growth Capabilities & Tools.
Growth & Exit Funding.
BankLink’s success is directly tied to yours.
Success Focus
Our Sole Focus: Your FinTech’s Banking Stability and Profitable Growth
Everything we built is aimed to improve your FinTechs’ Product-Market Fit (PMF) metrics (i.e. LTV/CAC) and to drive your valuation growth.
Solutions
Fuel Your FinTech’s Feature
Empower your FinTech with secure global banking, innovative growth tools, capital access, and clear exit strategies—your partner for stability, scalability, and success worldwide.
Multi-Currency Deposit Account
Reliable, secure, and liquid fiat and crypto deposit accounts for your FinTech and your customers
TotalBank License
Unlock the full power of banking licenses and automated regulatory reporting for your FinTech.
PaymentRail
Access local and global payment rails. Built it into your FinTech offering for your customers.
Compliance CoPilot
Streamlined and automated regulatory compliance and reporting with AI precision
GrowthMesh Referrals
One agreement. Thousands of bilateral referral partnerships. We keep track and make payments.
Stable Bank Accounts
Multi-Currency Fiat & Crypto Accounts
Reliable, secure, and liquid fiat and crypto deposit accounts for your FinTech and your customers
Your FinTech’s Stable Banking Partner
BankLink’s banking licenses ensure stability and security for your FinTech and its customers.
At BankLink, we go beyond traditional BaaS providers by eliminating reliance on third-party banks, which can expose your FinTech to the risk of debanking or frozen funds. Instead, we operate with complete control over our banking licenses, providing a secure and reliable foundation for your growth.
Our success is intrinsically tied to yours—we thrive only when your FinTech thrives. This shared commitment ensures we’re as invested in your stability and success as you are.
100% Liquid Deposits: Always Accessible, Always Secure.
Your funds, your control—no lending, no restrictions, no compromises.
At BankLink, we ensure your FinTech and customers always have full access to their deposits, without exception. Unlike traditional banks, we do not lend out the money entrusted to us to generate profit.
This unique approach guarantees your funds are 100% liquid at all times, reflecting our steadfast commitment to your stability, growth, and long-term success. As a member of BankLink network, you can trust that your money—and your customers’ money—is always secure and readily available. Insured deposits accounts also available.
No run-on-the-bank risk. No no-access risk. No frozen funds. No surprise restrictions.
Unlimited Fiat and Crypto Accounts
Seamless Fiat and Crypto Accounts for Your FinTech and Customers
At BankLink, you can open unlimited fiat or crypto accounts—insured or non-insured—for your FinTech and each of your customers. This gives your FinTech the same capabilities as regulated banks, empowering you to offer deposit accounts in any supported currency.
With our rapidly expanding global footprint, we’re securing banking licenses in over 15 jurisdictions, with plans for 50 more. This means you can confidently offer deposit accounts across multiple currencies, enhancing customer trust, expanding your market reach, and leveling the playing field with traditional banks.
Your FinTech, Globalized: Multi-Country Account Solutions
Multi-Jurisdictional Accounts for Your FinTech and Customers
BankLink empowers your FinTech to offer bank accounts in multiple jurisdictions, ensuring your customers can access banking wherever they are or wherever they need to be. With our expansive range of banking licenses, your customers can open accounts in the US, UK, EU, or any country where we operate.
Imagine providing a US resident with an EU bank account, enabling a customer from Nigeria to secure banking services regulated by Indonesia, or allowing a client in Singapore to hold multiple accounts across South Africa, the US, and Ireland. The possibilities are vast and designed to suit global needs.
Best of all, BankLink handles all regulatory licenses and reporting, so you can focus on scaling your business while we manage the complexities.
Advanced Blockchain Security for FinTech Stability
Safeguarding your assets with cutting-edge technology and seamless integration
At BankLink, we combine advanced blockchain, sidechain, and off-chain security protocols to ensure your FinTech and your customers’ funds and data remain safe, all while minimizing transaction costs. Our robust security infrastructure is designed to provide unparalleled protection without compromising on efficiency.
To support your regulatory reporting and banking license capabilities, your FinTech can connect seamlessly to our backend infrastructure or fully leverage our platform—giving you the flexibility to focus on delivering exceptional frontend experiences and innovative products to your customers. With BankLink, security, scalability, and simplicity are built into every transaction.
PaymentRail
Unified Access to Global and Local Payment Systems
Local & Global Payment Rail Access
As a BankLink member, your FinTech and your customers gain access to all local payment rails in regions where we hold regulatory licenses.
Global Reach with Local Compliance
PaymentRail gives your FinTech seamless global payment access, fully compliant with local regulations, all reporting managed by BankLink.
Instant Global Fiat & Crypto Settlements
Customer funds are settled instantly, globally, with no delays, thanks to our global network of banking licenses.
Instant and Cost-Effective Transactions
No middle-men: PaymentRail enables fast, cost-effective transactions globally, leveraging BankLink’s licenses and infrastructure for instant settlement.
TotalBank License
Empower Your FinTech with Global Banking Licenses
BankLink’s banking licenses worldwide give your FinTech full access to regulatory authority and seamless reporting.
Effortless Compliance Everywhere
BankLink handles regulations and reporting so you can focus on growth.
Expand Your FinTech Services
Offer your customers regulated insured deposit accounts, crypto custody, access to local payment rails and more by leveraging BankLink’s banking licenses around the world.
Go Global with Confidence
Seamlessly enter new markets with access to banking licenses across key jurisdictions worldwide.
Compliance CoPilot
Simplifying Regulatory Compliance for Your FinTech
Imagine this: your customer, a Saudi citizen living in Belgium, deposits funds into a US bank account opened through your FinTech via BankLink. They transfer those funds to a crypto account in Indonesia and withdraw fiat using local payment rails.
If BankLink can handle the regulatory reporting for such a complex transaction, we can manage all your compliance needs seamlessly.
Global Reporting Made Easy
for Your FinTech
From account openings to transaction reporting to cross-border transfers, BankLink manages every regulatory detail so your FinTech can focus on growth.
SwiftVerify
Simplifying Signups and Logins with Effortless KYC Verification
SwiftVerify simplifies customer onboarding by embedding seamless KYC verification into your FinTech’s signup and login processes. With advanced automation and global compliance, customers can quickly and securely verify their identity, enhancing user experience and reducing friction.
- One-Click Verification: Instant signup and verification for customers previously known to BankLink.
- Fast and Frictionless Onboarding: Reduce drop-offs with instant KYC verification, enabling smooth signups and logins.
- Global Compliance Made Easy: Ensure adherence to KYC regulations worldwide without operational complexities.
GrowthMesh Referrals
Unlock Referral Earnings
& Access Fresh Customer
Leads with GrowthMesh
GrowthMesh Referrals empowers your FinTech to leverage BankLink’s network. Get or give referrals on your terms—whether to grow your user base or create a new revenue stream from existing customers. Manage referrals directly or take advantage of BankLink’s upcoming AI-powered customer matching engine for effortless growth.
One Agreement, Countless Partnerships
One agreement with BankLink opens doors to hundreds of referral partners in our global network.
Complete Flexibility
Accept referrals on your terms—pay what works for you or pass on leads based on the payout structure.
Automated Tracking & Payments
BankLink automatically tracks referrals, depositing earnings directly into your account and compensating your referral partners seamlessly.
SPACexit
Streamlined Exit Path for Your FinTech: SPAC Opportunities
Every FinTech entrepreneur seeks a rewarding exit. With BankLink, you can exchange part of your FinTech’s shares for BankLink’s future publicly traded shares, providing a partial or full exit. This gives you the flexibility to reap the rewards of your success while continuing to operate and grow your company.
BankLink Capital
Fuel Your Growth with BankLink Capital
BankLink Capital powers the growth of network members with a Product Market Fit (PMF) of 4.0 or higher, accelerating your journey to success.